Digital Processes in business: Banking, Insurance, Payroll, Ecommerce, Marketing and Selling.
Benefits of Digitalization –
Benefits to Individuals
Benefits to Business
Assessing Digitalization –
Needs of the Participant
Self-Assessment of Digitalization by Participant with assistance from instructor.
Government Schemes for MSMEs-
Central Government and State Government for Digital adoption
Brief introduction to Government schemes promoting Digitalization.
Data Privacy
What is Data Privacy?
Government laws and regulations
What can you do to secure your business and customer data?
Internet Security
Device/ System Security
Network Security Best Practices
Encryption
Regular Auditing
Monitoring compliance to regulatory requirements
Recovery plans
Whitelist and Black list of websites, URL and applications
Scanning contents, attachments in email
Digi Finance & Banking
Digitization Accounting, Finance and Banking
Accounting & Book keeping
What is Accounting and Bookkeeping?
How to maintain accounts?
Components of Accountancy and Bookkeeping
Goods & Services Tax (GST)
What is GST?
Rate applicable to your business
Registration
Paying GST online
How to file GST returns online?
Digital Financial Transactions
Digital Identity – Aadhaar, etc.
KYC
Credit/Debit Card
POS
Access to finance – Digital approach
Finance – Savings, Deposits, Loans etc.
Using Digital processes to access finance
Digital Financial Transactions
Brief Introduction to UPI,
Online banking services, NEFT, RTGS etc.
Financial Tools
Digital Financial Tools– Financial Literacy
Understanding OTP [One Time Password] and QR
What is an OTP?
When is it generated?(e.g. Transactions)
How to operate it? – Precautions and safety measures to follow
UPI [Unified Payment Interface]
What is UPI?
When was it launched?
How to operate it?
Uses of UPI
Examples of UPI-based platforms and their linkage to bank accounts
Benefits to Business
Precautions and safety measures to follow.
AEPS [Aadhaar Enabled Payment System]
What is and AEPS?
When was it launched?
How to operate it?
Uses of AEPS
Example of AEPS based payment system
Benefits to Business
Precautions and safety measures to follow
Card – Credit / Debit –
What is a Debit Card?
What is a Credit Card?
Features of Debit and Credit Card
How to use Debit and Credit card for business?
Precautions and Safety measures to follow
USSD – Unstructured Supplementary Service Data
What is USSD?
When was it launched?
How to operate it?
Uses of USSD for Business
Precautions and safety measures to follow
eWallet
What is an e – wallet?
How to use e-wallet for business?
Linking e-wallet with Bank Account
What is a QR code?
Precautions and safety measures to follow
Internet Banking
What is internet banking?
How to use internet banking for business?
Customer ID
Login pin – Password
Introduction to Net Banking interface
Precautions and safety measures to follow
PoS – Point of Sale –
What is a POS device?
What are its uses for business?
Cost of using a PoS device
Infrastructure needed for PoS device
How to operate a PoS device
Precautions and safety measures to follow
National Electronic Fund Transfer (NEFT)
What is NEFT?
How to use it for Business?
How to transfer funds using NEFT?
Precautions and safety measures to follow
Real Time Gross Settlement (RTGS)
What is RTGS?
How to use it for Business?
How to transfer funds using RTGS?
Precautions and safety measures to follow
Immediate Payment Service (IMPS)
What is IMPS?
How to use it for Business?
How to transfer funds using IMPS?
Precautions and safety measures to follow
Overview of e-Governance Services
Accessing e-Governance Services on Mobile Using “UMANG APP”
What is UMANG app?
How to install it?
Government services that can be availed through UMANG APP.
Online Bill Payment
How to pay bills online?
Electricity
Water
Internet
Mobile
Telephone Bill
Payment – Credit/Debit Card, UPI, E-wallet, Net Banking.
Digital Trade & Online Compliances
Trade and Business Opportunities
Digital Marketing
What is Digital marketing?
Types of Digital marketing
Uses of Digital Marketing for Business
Benefits
Precautions
E-Commerce
What is E-Commerce?
Various types of Ecommerce
Uses of Ecommerce
Benefits of Ecommerce
Ecommerce Platforms
Private and Government
Precautions while employing ecommerce strategies
Global Value Chains
What is a Value chain?
What are global value chains?(examples)
Why are they important?
Opportunities from Global Value Chain
Corporate Income Tax
What is Corporate Income Tax?
Rate applicable to your business
Exemptions available
Paying Corporate Income Tax online
How to file Corporate Income Tax returns online
Other Statutory Compliances
Labour returns
Factories – safety, Fire, etc.
Boilers and other incinerators
Environment (including State Pollution Control, Water effluent and treatment, etc.)
What are Statutory Compliances?
Which compliances are applicable and available online – state wise
Filing in forms online and how to file these returns – quarterly, annual.
Testimonials
Through the Digital Saksham Training I got aware on how to use Social Media for business. The training helped me in creating my own face book business page.
Krishnapa Bandari J
Sri Guru Raghavendra Medical Store
The Training helped my enterprise recognised by Ministry of MSME. I was planning to register my Enterprise in the UDYAM portal and to get a certificate for the same.
Hanuthappa T R
Tailoring & Tea Shop
After taking the Digital Saksham Training, I came to know about UPI payments and how it can be used for Business. Through UPI, I can track my income and expenditure from the bank statement.